BENDIGO
Investor score
50
Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.
Median price
$570,000
VIC Gov · 2025
Rent yield
4.2%
computed from govt data
Annual growth
7.3%
annualised from govt data
Vacancy rate
2.4%
modelled estimate
AI insights for BENDIGO
Investment analysis, risks & comparisons
BENDIGO shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.
Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.
Median rent
$455/wk
DFFH Moving Annual Rent · Sep 2025
Demand change
+1.7%
annual shift
Yield × growth index
5.7
combined signal
Net yield (est.)
3.99%
after mgmt, rates, insurance, maintenance
5-yr growth (CAGR)
+9.9%
est. compound, long-run avg
10-yr growth (CAGR)
+7.9%
est. compound, long-run avg
Rental demand
45 / 100
Moderate demand
Supply pipeline
Real0.1%
new dwellings approved / stock · ABS 2024-25
Low supply pressure
5-year price history
Source: VIC Gov · 2025 · all sources
Market overview
BENDIGO is a VIC suburb offering moderate rental yield and strong price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.
Highlights
- Rental yield 4.2% with stable tenant demand
- High annual growth of 7.3% — outperforming state average
- Access to national transport network and amenities
Risk factors
- Subject to broader interest rate and economic conditions
Community profile
Source: ABS Census 2021 · ATO 2022–23Median household income
$1,367/wk
$50k taxable p.a.
Renters
37.6%
60.2% owner-occupier
Median age
40.0 yrs
Unemployment
4.1%
Population growth
+1.2% p.a.
Investor-owned
11.0%
of all dwellings (ATO)
Houses
75%
13% apartments
Degree qualified
37.8%
bachelor's or higher (ABS)
Work from home
19.7%
of employed residents (ABS Census)
Median lot size
700 m²
Large block
Household size
2.6 persons
avg per dwelling (ABS Census)
Short-term rental
4.8%
Some Airbnb activity
Market activity
Distance to CBD
131.5 km
Regional
Days on market
58 days
Slower market
Auction clearance
57.0%
Balanced market
Walkability
81 / 100
Walker's paradise
Coastal proximity
125.9 km
Inland
NBN technology
FTTPFastest — full fibre to premises
Population density
219/km²
Low density
Schools in postcode 3550
🏫Primary (10)
St Therese's School
Catholic · Yrs Prep-6
St Joseph's School
Catholic · Yrs Prep-6
St Kilian's School
Catholic · Yrs Prep-6
Spring Gully Primary School
Government · Yrs Prep-6
Holy Rosary School
Catholic · Yrs Prep-6
Quarry Hill Primary School
Government · Yrs Prep-6
Kennington Primary School
Government · Yrs Prep-6
St Peter's School
Catholic · Yrs Prep-6
White Hills Primary School
Government · Yrs Prep-6
Lightning Reef Primary School
Government · Yrs Prep-6
🎓Secondary (2)
Catherine McAuley College
Catholic · Yrs 7-12
Bendigo South East 7-10 Secondary College
Government · Yrs 7-10
📚Combined (3)
Girton Grammar School
Independent · Yrs Prep-12
Victory Christian College
Independent · Yrs Prep-12
Creek Street Christian College
Independent · Yrs Prep-12
⭐Special (2)
DOXA School Bendigo
Catholic · Yrs 8-12
Kalianna School
Government · Yrs U
ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.
Liveability & safety
Safety index
Safe4.8 offences / 100 persons
Source: VIC Crime Statistics Agency · Dec 2025
School quality
Average17 schools in postcode area
Source: ACARA My School 2025
Transit access
GoodSource: State GTFS feeds
Gentrification signal
32
/ 100
Early-stage signals only. Watch for rising rents, new café activity, and building application increases as leading indicators.
Composite: education premium · youth cohort · rental activity · price gap · transit quality
Environmental risk
Flood risk
Source: State GIS flood zone data
Bushfire risk
Source: CFA / RFS / DFES zone data
Storm risk
Coastal exposure + state climate
Live suburb intelligence
Fetching live data…Location
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