VIC3217· Pop. 20,499Surf Coast

CHARLEMONT

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$640,000

VIC Gov · 2025

Rent yield

3.5%

computed from govt data

Annual growth

2.4%

annualised from govt data

Vacancy rate

1.8%

modelled estimate

AI insights for CHARLEMONT

Investment analysis, risks & comparisons

PREMIUM

CHARLEMONT shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from VIC Gov · 2025 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$425/wk

DFFH Moving Annual Rent · Sep 2025

Demand change

+0.5%

annual shift

Yield × growth index

2.9

combined signal

Net yield (est.)

3.93%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+3.8%

est. compound, long-run avg

10-yr growth (CAGR)

+6.0%

est. compound, long-run avg

Rental demand

50 / 100

Moderate demand

Supply pipeline

Est.

5.5%

new dwellings approved / stock · Modelled estimate

High supply risk

5-year price history

2020

$530k

2021

$628k

2022

$650k

2023

$610k

2025

$640k

Source: VIC Gov · 2025 · all sources

Market overview

CHARLEMONT is a VIC suburb offering lower rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

Rental yield 3.5% with stable tenant demand
Access to national transport network and amenities

Risk factors

Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$2,204/wk

$47k taxable p.a.

Renters

29.6%

68.7% owner-occupier

Median age

30.0 yrs

Unemployment

6.2%

Population growth

+1.5% p.a.

Investor-owned

9.0%

of all dwellings (ATO)

Houses

89%

7% apartments

Degree qualified

18.4%

bachelor's or higher (ABS)

Work from home

17.3%

of employed residents (ABS Census)

Median lot size

2.9 ha

Large block

Household size

2.5 persons

avg per dwelling (ABS Census)

Short-term rental

3.1%

Some Airbnb activity

Market activity

Distance to CBD

68.7 km

Regional

Days on market

51 days

Slower market

Auction clearance

41.8%

Buyer's market

Walkability

1 / 100

Car-dependent

Coastal proximity

25.3 km

Coastal fringe

NBN technology

FTTN

Standard — fibre to node

Population density

135/km²

Low density

Schools in postcode 3217

🏫3 Primary🎓2 Secondary📚2 Combined

ACARA 2025

🏫Primary (3)

St Catherine of Siena Catholic Primary School

Catholic · Yrs Prep-6

ICSEA 1070

Mirripoa Primary School

Government · Yrs Prep-6

ICSEA 1058

Mount Duneed Regional Primary School

Government · Yrs Prep-6

ICSEA 1045

🎓Secondary (2)

Iona College Geelong

Catholic · Yrs 7-12

ICSEA 1078

Oberon High School

Government · Yrs 7-12

ICSEA 1023

📚Combined (2)

Geelong Lutheran College

Independent · Yrs Prep-12

ICSEA 1101

Armstrong Creek School

Government · Yrs U, Prep-6

ICSEA 1023

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

High crime

35/ 100

10.1 offences / 100 persons

Source: VIC Crime Statistics Agency · Dec 2025

School quality

Above average

1057ICSEA · national avg 1000

7 schools in postcode area

Source: ACARA My School 2025

Transit access

Car-dependent

16/ 100

🚆 0 train🚌 5 bus

Source: State GTFS feeds

Gentrification signal

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

medium

Source: State GIS flood zone data

🔥

Bushfire risk

high

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

low

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

Properties in CHARLEMONT

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