NSW2119· Pop. 12,458Parramatta

CHELTENHAM

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

51

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$2,800,000

NSW VG · 2026

Rent yield

1.3%

computed from govt data

Annual growth

14.3%

annualised from govt data

Vacancy rate

2.0%

modelled estimate

AI insights for CHELTENHAM

Investment analysis, risks & comparisons

PREMIUM

CHELTENHAM shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from NSW VG · 2026 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$700/wk

NSW Fair Trading · Apr 2026

Demand change

+2.8%

annual shift

Yield × growth index

7.8

combined signal

Net yield (est.)

1.87%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+5.5%

est. compound, long-run avg

10-yr growth (CAGR)

+7.9%

est. compound, long-run avg

Rental demand

58 / 100

Strong demand

Supply pipeline

Est.

3.2%

new dwellings approved / stock · Modelled estimate

Moderate supply

5-year price history

2020
$1681k
2021
$2145k
2022
$2050k
2023
$2362k
2024
$2523k
2025
$2450k
2026
$2800k

Source: NSW VG · 2026 · all sources

Market overview

CHELTENHAM is a metropolitan NSW suburb with strong capital growth momentum and lower rental yield. Strong infrastructure, employment access, and lifestyle amenities support ongoing investment demand.

Highlights

  • Metro NSW suburb with strong infrastructure and transport
  • Rental yield 1.3% with stable tenant demand
  • High annual growth of 14.3% — outperforming state average
  • Access to national transport network and amenities

Risk factors

  • High entry price may limit buyer pool
  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$3,070/wk

$98k taxable p.a.

Renters

15.7%

82.4% owner-occupier

Median age

44.0 yrs

Unemployment

2.4%

Population growth

+3.3% p.a.

Investor-owned

29.0%

of all dwellings (ATO)

Houses

61%

35% apartments

Degree qualified

41.9%

bachelor's or higher (ABS)

Work from home

26.0%

of employed residents (ABS Census)

Median lot size

530 m²

Standard block

Household size

2.4 persons

avg per dwelling (ABS Census)

Short-term rental

7.8%

Some Airbnb activity

Market activity

Distance to CBD

18.4 km

Outer suburbs

Days on market

25 days

Fast-moving market

Auction clearance

71.8%

Strong demand

Walkability

51 / 100

Very walkable

Coastal proximity

18.4 km

Coastal fringe

NBN technology

FTTC

Good — fibre to curb

Population density

1,923/km²

Suburban

Schools in postcode 2119

🏫1 Primary🎓1 Secondary📚1 Combined
ACARA 2025

🏫Primary (1)

Beecroft Public School

Government · Yrs K-6

ICSEA 1187

🎓Secondary (1)

Cheltenham Girls High School

Government · Yrs 7-12

ICSEA 1142

📚Combined (1)

Arden Anglican School, Junior Campus

Independent · Yrs K-12

ICSEA 1173

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe
91/ 100

1.0 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Top tier
1167ICSEA · national avg 1000

3 schools in postcode area

Source: ACARA My School 2025

Transit access

Good
60/ 100
🚆 2 train🚃 1 tram🚌 28 bus

Source: State GTFS feeds

Gentrification signal

26

/ 100

Early signs

Early-stage signals only. Watch for rising rents, new café activity, and building application increases as leading indicators.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

low

Source: State GIS flood zone data

🔥

Bushfire risk

none

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

medium

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

Properties in CHELTENHAM

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