VIC3631· Pop. 50Strathbogie

COSGROVE

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

50

Liveability score

39

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

Real

$600,000

VIC Gov · 2025

Rent yield

Real

3.0%

computed from govt data

Annual growth

Real

-0.8%

annualised from govt data

Vacancy rate

Est.

2.4%

modelled estimate

AI insights for COSGROVE

Investment analysis, risks & comparisons

PREMIUM

COSGROVE shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from VIC Gov · 2025 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$350/wk

DFFH Moving Annual Rent · Sep 2025

Demand change

+1.3%

annual shift

Yield × growth index

1.1

combined signal

Net yield (est.)

4.12%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+9.6%

est. compound, long-run avg

10-yr growth (CAGR)

+6.6%

est. compound, long-run avg

Rental demand

53 / 100

Moderate demand

Supply pipeline

Est.

1.8%

new dwellings approved / stock · Modelled estimate

Moderate supply

5-year price history

2020
$379k
2021
$425k
2022
$612k
2023
$610k
2025
$600k

Source: VIC Gov · 2025 · all sources

Market overview

COSGROVE is a VIC suburb offering lower rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 3.0% with stable tenant demand
  • Access to national transport network and amenities

Risk factors

  • Below-average growth — limited capital appreciation signal
  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,981/wk

$59k taxable p.a.

Renters

13.2%

82.8% owner-occupier

Median age

38.0 yrs

Unemployment

3.7%

Population growth

+2.7% p.a.

Investor-owned

14.0%

of all dwellings (ATO)

Houses

66%

17% apartments

Degree qualified

36.5%

bachelor's or higher (ABS)

Work from home

13.8%

of employed residents (ABS Census)

Median lot size

900 m²

Large block

Household size

2.5 persons

avg per dwelling (ABS Census)

Short-term rental

1.3%

Mostly long-term tenants

Market activity

Distance to CBD

161.9 km

Regional

Days on market

56 days

Slower market

Auction clearance

62.7%

Balanced market

Walkability

0 / 100

Car-dependent

Coastal proximity

158.1 km

Inland

NBN technology

FTTN

Standard — fibre to node

Population density

661/km²

Suburban

Schools in postcode 3631

🏫7 Primary📚2 Combined
ACARA 2025

🏫Primary (7)

St Luke's Catholic Primary School

Catholic · Yrs Prep-6 · Inner Regional

ICSEA 1087(81%)
272 students13:1 student–teacher53% girls35% top SEA quarter

Grahamvale Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 1043(66%)
352 students15:1 student–teacher53% girls22% top SEA quarter

Kialla West Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 1033(61%)
222 students16:1 student–teacher49% girls16% top SEA quarter

Kialla Central Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 1008(51%)
60 students9:1 student–teacher53% girls11% top SEA quarter

Orrvale Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 991(43%)
384 students14:1 student–teacher52% girls11% top SEA quarter

Shepparton East Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 988(41%)
196 students13:1 student–teacher41% girls10% top SEA quarter

Lemnos Primary School

Government · Yrs 3-6 · Inner Regional

ICSEA 905(12%)
5 students3:1 student–teacher0% girls

📚Combined (2)

All Saints Anglican School

Independent · Yrs Prep-8 · Inner Regional

ICSEA 1088(81%)
393 students15:1 student–teacher49% girls38% top SEA quarter

St Anne's College

Catholic · Yrs Prep-12 · Inner Regional

ICSEA 1022(57%)
499 students11:1 student–teacher48% girls15% top SEA quarter

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

High crime
40/ 100

9.5 offences / 100 persons

Source: VIC Crime Statistics Agency · Dec 2025

School quality

Average
1018ICSEA · national avg 1000

9 schools in postcode area

Source: ACARA My School 2025

Transit access

Limited
31/ 100
🚆 0 train🚌 13 bus

Source: State GTFS feeds

Gentrification signal

30

/ 100

Early signs

Early-stage signals only. Watch for rising rents, new café activity, and building application increases as leading indicators.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

low

Source: State GIS flood zone data

🔥

Bushfire risk

low

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

none

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

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