COWRA
Investor score
51
Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.
Median price
$480,000
NSW VG · 2026
Rent yield
4.3%
computed from govt data
Annual growth
-15.0%
annualised from govt data
Vacancy rate
2.2%
modelled estimate
AI insights for COWRA
Investment analysis, risks & comparisons
COWRA shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.
Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.
Median rent
$400/wk
NSW Fair Trading · Apr 2026
Demand change
+2.8%
annual shift
Yield × growth index
-5.4
combined signal
Net yield (est.)
3.39%
after mgmt, rates, insurance, maintenance
5-yr growth (CAGR)
+7.3%
est. compound, long-run avg
10-yr growth (CAGR)
+7.9%
est. compound, long-run avg
Rental demand
48 / 100
Moderate demand
Supply pipeline
Real0.5%
new dwellings approved / stock · ABS 2024-25
Low supply pressure
5-year price history
Source: NSW VG · 2026 · all sources
Market overview
COWRA is a NSW suburb offering moderate rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.
Highlights
- Rental yield 4.3% with stable tenant demand
- Access to national transport network and amenities
Risk factors
- Below-average growth — limited capital appreciation signal
- Subject to broader interest rate and economic conditions
Community profile
Source: ABS Census 2021 · ATO 2022–23Median household income
$1,115/wk
$54k taxable p.a.
Renters
27.4%
68.4% owner-occupier
Median age
46.0 yrs
Unemployment
4.2%
Population growth
+1.2% p.a.
Investor-owned
11.0%
of all dwellings (ATO)
Houses
75%
10% apartments
Degree qualified
27.7%
bachelor's or higher (ABS)
Work from home
21.4%
of employed residents (ABS Census)
Median lot size
660 m²
Standard block
Household size
2.5 persons
avg per dwelling (ABS Census)
Short-term rental
4.3%
Some Airbnb activity
Market activity
Distance to CBD
234.9 km
Regional
Days on market
36 days
Normal turnover
Auction clearance
48.3%
Buyer's market
Walkability
0 / 100
Car-dependent
Coastal proximity
213.9 km
Inland
NBN technology
FTTNStandard — fibre to node
Population density
428/km²
Low density
Schools in postcode 2794
🏫Primary (4)
OneSchool Global NSW - Cowra
Independent · Yrs 4-6
Holmwood Public School
Government · Yrs K-6
Mulyan Public School
Government · Yrs K-6
Cowra Public School
Government · Yrs K-6
🎓Secondary (1)
Cowra High School
Government · Yrs 7-12
📚Combined (1)
St Raphael's Catholic School Cowra
Catholic · Yrs K-12
⭐Special (1)
Holman Place School
Government · Yrs U
ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.
Liveability & safety
Safety index
Safe0.3 offences / 100 persons
Source: NSW BOCSAR · 2024-25
School quality
Below average7 schools in postcode area
Source: ACARA My School 2025
Transit access
LimitedSource: State GTFS feeds
Gentrification signal
20
/ 100
Established suburb with stable demographics. Consistent demand but lower gentrification upside.
Composite: education premium · youth cohort · rental activity · price gap · transit quality
Environmental risk
Flood risk
Source: State GIS flood zone data
Bushfire risk
Source: CFA / RFS / DFES zone data
Storm risk
Coastal exposure + state climate
Live suburb intelligence
Fetching live data…Location
Properties in COWRA
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