NSW2096· Pop. 14,955Northern Beaches

FRESHWATER

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$1,520,000

NSW VG · 2026

Rent yield

3.3%

computed from govt data

Annual growth

-26.2%

annualised from govt data

Vacancy rate

1.4%

modelled estimate

AI insights for FRESHWATER

Investment analysis, risks & comparisons

PREMIUM

FRESHWATER shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from NSW VG · 2026 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$970/wk

NSW Fair Trading · Apr 2026

Demand change

+5.2%

annual shift

Yield × growth index

-11.4

combined signal

Net yield (est.)

1.43%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

-1.1%

est. compound, long-run avg

10-yr growth (CAGR)

+6.9%

est. compound, long-run avg

Rental demand

48 / 100

Moderate demand

Supply pipeline

Est.

2.5%

new dwellings approved / stock · Modelled estimate

Moderate supply

5-year price history

2020

$1350k

2021

$1610k

2022

$1435k

2023

$1650k

2024

$2698k

2025

$2060k

2026

$1520k

Source: NSW VG · 2026 · all sources

Market overview

FRESHWATER is a metropolitan NSW suburb with moderate capital growth momentum and lower rental yield. Strong infrastructure, employment access, and lifestyle amenities support ongoing investment demand.

Highlights

Metro NSW suburb with strong infrastructure and transport
Rental yield 3.3% with stable tenant demand
Very low vacancy rate — high rental demand
Access to national transport network and amenities

Risk factors

High entry price may limit buyer pool
Below-average growth — limited capital appreciation signal
Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$2,901/wk

$76k taxable p.a.

Renters

37.0%

60.8% owner-occupier

Median age

37.0 yrs

Unemployment

3.7%

Population growth

+1.1% p.a.

Investor-owned

19.0%

of all dwellings (ATO)

Houses

80%

15% apartments

Degree qualified

50.2%

bachelor's or higher (ABS)

Work from home

22.9%

of employed residents (ABS Census)

Median lot size

480 m²

Standard block

Household size

2.3 persons

avg per dwelling (ABS Census)

Short-term rental

22.5%

High Airbnb activity

Market activity

Distance to CBD

12.5 km

Middle ring

Days on market

34 days

Normal turnover

Auction clearance

57.9%

Balanced market

Walkability

78 / 100

Walker's paradise

Coastal proximity

1.1 km

Coastal

NBN technology

FTTC

Good — fibre to curb

Population density

999/km²

Suburban

Schools in postcode 2096

🏫2 Primary🎓1 Secondary⭐1 Special

ACARA 2025

🏫Primary (2)

Harbord Public School

Government · Yrs K-6

ICSEA 1137

St John the Baptist Catholic Primary School

Catholic · Yrs K-6

ICSEA 1134

🎓Secondary (1)

Northern Beaches Secondary College Freshwater Senior Campus

Government · Yrs 11-12

ICSEA 1098

⭐Special (1)

Stewart House School

Government

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe

95/ 100

0.6 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Top tier

1123ICSEA · national avg 1000

3 schools in postcode area

Source: ACARA My School 2025

Transit access

Good

43/ 100

🚆 1 train🚃 3 tram🚌 16 bus

Source: State GTFS feeds

Gentrification signal

/ 100

Early signs

Early-stage signals only. Watch for rising rents, new café activity, and building application increases as leading indicators.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

none

Source: State GIS flood zone data

🔥

Bushfire risk

low

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

high

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

Properties in FRESHWATER

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