NSW2898· Pop. 445City of Ryde

LORD HOWE ISLAND

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

Annual growth and vacancy rate are modelled estimates based on long-run state averages. Price and rent use real government data where available. This is not financial advice. See full disclaimer.

Median price

—

no recent data

Rent yield

5.1%

rent real · price estimated

Annual growth

1.8%

modelled estimate

Vacancy rate

1.3%

modelled estimate

AI insights for LORD HOWE ISLAND

Investment analysis, risks & comparisons

PREMIUM

LORD HOWE ISLAND shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Price figures are estimated — suburb-level data not available for this state. Verify with Domain or REA.

Median rent

$310/wk

NSW Fair Trading · Apr 2026

Demand change

+1.3%

annual shift

Yield × growth index

3.5

combined signal

Net yield (est.)

2.38%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+4.1%

est. compound, long-run avg

10-yr growth (CAGR)

+4.3%

est. compound, long-run avg

Rental demand

47 / 100

Moderate demand

Supply pipeline

Real

0.0%

new dwellings approved / stock · ABS 2024-25

Low supply pressure

5-year price history

No price history available.

Market overview

LORD HOWE ISLAND is a NSW suburb offering high rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

Strong rental yield of 5.1%
Very low vacancy rate — high rental demand
Access to national transport network and amenities

Risk factors

Below-average growth — limited capital appreciation signal
Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,699/wk

$43k taxable p.a.

Renters

37.3%

57.1% owner-occupier

Median age

46.0 yrs

Unemployment

6.0%

Population growth

+0.7% p.a.

Investor-owned

15.0%

of all dwellings (ATO)

Houses

79%

8% apartments

Degree qualified

16.5%

bachelor's or higher (ABS)

Work from home

18.0%

of employed residents (ABS Census)

Median lot size

2.9 ha

Large block

Household size

2.8 persons

avg per dwelling (ABS Census)

Short-term rental

3.1%

Some Airbnb activity

Market activity

Distance to CBD

780.0 km

Regional

Days on market

42 days

Normal turnover

Auction clearance

40.2%

Buyer's market

Walkability

5 / 100

Car-dependent

Coastal proximity

586.1 km

Inland

NBN technology

Fixed Wireless

Regional — wireless tower

Population density

139/km²

Low density

Schools in postcode 2898

📚1 Combined

ACARA 2025

📚Combined (1)

Lord Howe Island Central School

Government · Yrs K-12

ICSEA 1009

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Moderate

69/ 100

9.4 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Average

1009ICSEA · national avg 1000

1 school in postcode area

Source: ACARA My School 2025

Transit access

Car-dependent

12/ 100

🚆 0 train🚌 2 bus

Source: State GTFS feeds

Gentrification signal

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

low

Source: State GIS flood zone data

🔥

Bushfire risk

high

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

none

Coastal exposure + state climate

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Location

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