NSW2727· Pop. 348Cootamundra-Gundagai

MINGAY

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

48

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$295,000

NSW VG · 2025

Rent yield

4.0%

computed from govt data

Annual growth

-37.3%

annualised from govt data

Vacancy rate

1.7%

modelled estimate

AI insights for MINGAY

Investment analysis, risks & comparisons

PREMIUM

MINGAY shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from NSW VG · 2025 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$225/wk

NSW Fair Trading · Apr 2026

Demand change

+2.6%

annual shift

Yield × growth index

-16.7

combined signal

Net yield (est.)

3.45%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+2.6%

est. compound, long-run avg

10-yr growth (CAGR)

+6.8%

est. compound, long-run avg

Rental demand

45 / 100

Moderate demand

Supply pipeline

Est.

1.2%

new dwellings approved / stock · Modelled estimate

Low supply pressure

5-year price history

2020
$275k
2021
$260k
2022
$430k
2023
$750k
2025
$295k

Source: NSW VG · 2025 · all sources

Market overview

MINGAY is a NSW suburb offering moderate rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 4.0% with stable tenant demand
  • Access to national transport network and amenities

Risk factors

  • Below-average growth — limited capital appreciation signal
  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,781/wk

$38k taxable p.a.

Renters

11.8%

77.5% owner-occupier

Median age

38.0 yrs

Unemployment

3.3%

Population growth

+0.4% p.a.

Investor-owned

16.0%

of all dwellings (ATO)

Houses

79%

5% apartments

Degree qualified

21.8%

bachelor's or higher (ABS)

Work from home

14.6%

of employed residents (ABS Census)

Median lot size

2.0 ha

Large block

Household size

2.5 persons

avg per dwelling (ABS Census)

Short-term rental

0.8%

Mostly long-term tenants

Market activity

Distance to CBD

286.7 km

Regional

Days on market

53 days

Slower market

Auction clearance

33.8%

Buyer's market

Walkability

0 / 100

Car-dependent

Coastal proximity

213.8 km

Inland

NBN technology

FTTN

Standard — fibre to node

Population density

52/km²

Rural / semi-rural

Schools in postcode 2727

🏫1 Primary
ACARA 2025

🏫Primary (1)

Bongongo Public School

Government · Yrs K-6

ICSEA 1062

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Moderate
76/ 100

2.6 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Above average
1062ICSEA · national avg 1000

1 school in postcode area

Source: ACARA My School 2025

Transit access

Car-dependent
18/ 100
🚆 1 train🚌 1 bus

Source: State GTFS feeds

Gentrification signal

21

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

low

Source: State GIS flood zone data

🔥

Bushfire risk

low

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

none

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

Properties in MINGAY

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