VIC3377· Pop. 10Northern Grampians

MOUNT COLE CREEK

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

42

Liveability score

43

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

Real

$410,000

VIC Gov · 2025

Rent yield

Real

3.2%

computed from govt data

Annual growth

Real

4.6%

annualised from govt data

Vacancy rate

Est.

1.8%

modelled estimate

AI insights for MOUNT COLE CREEK

Investment analysis, risks & comparisons

PREMIUM

MOUNT COLE CREEK shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from VIC Gov · 2025 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$250/wk

DFFH Moving Annual Rent · Sep 2025

Demand change

+0.4%

annual shift

Yield × growth index

3.9

combined signal

Net yield (est.)

3.93%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+10.9%

est. compound, long-run avg

10-yr growth (CAGR)

+4.9%

est. compound, long-run avg

Rental demand

49 / 100

Moderate demand

Supply pipeline

Est.

0.6%

new dwellings approved / stock · Modelled estimate

Low supply pressure

5-year price history

2020
$244k
2021
$313k
2022
$380k
2023
$375k
2025
$410k

Source: VIC Gov · 2025 · all sources

Market overview

MOUNT COLE CREEK is a VIC suburb offering lower rental yield and steady price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 3.2% with stable tenant demand
  • Consistent annual growth of 4.6%
  • Access to national transport network and amenities

Risk factors

  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,239/wk

$49k taxable p.a.

Renters

24.1%

71.7% owner-occupier

Median age

45.0 yrs

Unemployment

5.2%

Population growth

+1.7% p.a.

Investor-owned

9.0%

of all dwellings (ATO)

Houses

78%

8% apartments

Degree qualified

26.0%

bachelor's or higher (ABS)

Work from home

10.8%

of employed residents (ABS Census)

Median lot size

1.1 ha

Large block

Household size

2.9 persons

avg per dwelling (ABS Census)

Short-term rental

1.1%

Mostly long-term tenants

Market activity

Distance to CBD

188.4 km

Regional

Days on market

68 days

Slower market

Auction clearance

45.1%

Buyer's market

Walkability

0 / 100

Car-dependent

Coastal proximity

170.1 km

Inland

NBN technology

FTTN

Standard — fibre to node

Population density

63/km²

Rural / semi-rural

Schools in postcode 3377

🏫6 Primary🎓2 Secondary
ACARA 2025

🏫Primary (6)

Maroona Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 1064(73%)
22 students7:1 student–teacher55% girls19% top SEA quarter

St Mary's School

Catholic · Yrs Prep-6 · Inner Regional

ICSEA 1038(63%)
121 students14:1 student–teacher49% girls17% top SEA quarter

Ararat West Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 984(40%)
257 students14:1 student–teacher46% girls7% top SEA quarter

Moyston Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 983(39%)
31 students9:1 student–teacher52% girls6% top SEA quarter

Ararat Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 971(34%)
223 students11:1 student–teacher45% girls8% top SEA quarter

Ararat North Primary School

Government · Yrs Prep-6 · Inner Regional

ICSEA 862(6%)
49 students9:1 student–teacher45% girls

🎓Secondary (2)

Marian College

Catholic · Yrs 7-12 · Inner Regional

ICSEA 1017(55%)
369 students11:1 student–teacher53% girls10% top SEA quarter

Ararat Secondary College

Government · Yrs 7-12 · Inner Regional

ICSEA 940(21%)
332 students10:1 student–teacher52% girls4% top SEA quarter

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe
100/ 100

2.1 offences / 100 persons

Source: VIC Crime Statistics Agency · Dec 2025

School quality

Average
982ICSEA · national avg 1000

8 schools in postcode area

Source: ACARA My School 2025

Transit access

Car-dependent
13/ 100
🚆 0 train🚌 5 bus

Source: State GTFS feeds

Gentrification signal

19

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

medium

Source: State GIS flood zone data

🔥

Bushfire risk

high

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

none

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

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