MOUNT COLE CREEK
Investor score
42
Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.
Median price
$410,000
VIC Gov · 2025
Rent yield
3.2%
computed from govt data
Annual growth
4.6%
annualised from govt data
Vacancy rate
1.8%
modelled estimate
AI insights for MOUNT COLE CREEK
Investment analysis, risks & comparisons
MOUNT COLE CREEK shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.
Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.
Median rent
$250/wk
DFFH Moving Annual Rent · Sep 2025
Demand change
+0.4%
annual shift
Yield × growth index
3.9
combined signal
Net yield (est.)
3.93%
after mgmt, rates, insurance, maintenance
5-yr growth (CAGR)
+10.9%
est. compound, long-run avg
10-yr growth (CAGR)
+4.9%
est. compound, long-run avg
Rental demand
49 / 100
Moderate demand
Supply pipeline
Est.0.6%
new dwellings approved / stock · Modelled estimate
Low supply pressure
5-year price history
Source: VIC Gov · 2025 · all sources
Market overview
MOUNT COLE CREEK is a VIC suburb offering lower rental yield and steady price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.
Highlights
- Rental yield 3.2% with stable tenant demand
- Consistent annual growth of 4.6%
- Access to national transport network and amenities
Risk factors
- Subject to broader interest rate and economic conditions
Community profile
Source: ABS Census 2021 · ATO 2022–23Median household income
$1,239/wk
$49k taxable p.a.
Renters
24.1%
71.7% owner-occupier
Median age
45.0 yrs
Unemployment
5.2%
Population growth
+1.7% p.a.
Investor-owned
9.0%
of all dwellings (ATO)
Houses
78%
8% apartments
Degree qualified
26.0%
bachelor's or higher (ABS)
Work from home
10.8%
of employed residents (ABS Census)
Median lot size
1.1 ha
Large block
Household size
2.9 persons
avg per dwelling (ABS Census)
Short-term rental
1.1%
Mostly long-term tenants
Market activity
Distance to CBD
188.4 km
Regional
Days on market
68 days
Slower market
Auction clearance
45.1%
Buyer's market
Walkability
0 / 100
Car-dependent
Coastal proximity
170.1 km
Inland
NBN technology
FTTNStandard — fibre to node
Population density
63/km²
Rural / semi-rural
Schools in postcode 3377
🏫Primary (6)
Maroona Primary School
Government · Yrs Prep-6
St Mary's School
Catholic · Yrs Prep-6
Ararat West Primary School
Government · Yrs Prep-6
Moyston Primary School
Government · Yrs Prep-6
Ararat Primary School
Government · Yrs Prep-6
Ararat North Primary School
Government · Yrs Prep-6
🎓Secondary (2)
Marian College
Catholic · Yrs 7-12
Ararat Secondary College
Government · Yrs 7-12
ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.
Liveability & safety
Safety index
Safe2.1 offences / 100 persons
Source: VIC Crime Statistics Agency · Dec 2025
School quality
Average8 schools in postcode area
Source: ACARA My School 2025
Transit access
Car-dependentSource: State GTFS feeds
Gentrification signal
19
/ 100
Established suburb with stable demographics. Consistent demand but lower gentrification upside.
Composite: education premium · youth cohort · rental activity · price gap · transit quality
Environmental risk
Flood risk
Source: State GIS flood zone data
Bushfire risk
Source: CFA / RFS / DFES zone data
Storm risk
Coastal exposure + state climate
Live suburb intelligence
Fetching live data…Location
Properties in MOUNT COLE CREEK
View listingsLocal professionals
Connect with agents and building inspectors who operate in MOUNT COLE CREEK. Ask about off-market opportunities, rental appraisals, or arrange a building inspection.
Sign in to contact local professionals
Create a free account to message agents and inspectors directly.
Premium feature
Full suburb intelligence is available to Premium subscribers. Unlock unlimited research, scoring, and market signals.
Upgrade to Premium