NSW2323· Pop. 26,051Lake Macquarie

MOUNT VINCENT

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

50

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$826,200

NSW VG · 2026

Rent yield

4.0%

computed from govt data

Annual growth

-3.4%

annualised from govt data

Vacancy rate

2.1%

modelled estimate

AI insights for MOUNT VINCENT

Investment analysis, risks & comparisons

PREMIUM

MOUNT VINCENT shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from NSW VG · 2026 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$640/wk

NSW Fair Trading · Apr 2026

Demand change

+1.8%

annual shift

Yield × growth index

0.3

combined signal

Net yield (est.)

3.14%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+5.6%

est. compound, long-run avg

10-yr growth (CAGR)

+4.8%

est. compound, long-run avg

Rental demand

48 / 100

Moderate demand

Supply pipeline

Est.

1.1%

new dwellings approved / stock · Modelled estimate

Low supply pressure

5-year price history

2020
$485k
2021
$630k
2022
$688k
2023
$675k
2024
$700k
2025
$855k
2026
$826k

Source: NSW VG · 2026 · all sources

Market overview

MOUNT VINCENT is a NSW suburb offering moderate rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 4.0% with stable tenant demand
  • Access to national transport network and amenities

Risk factors

  • Below-average growth — limited capital appreciation signal
  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,541/wk

$56k taxable p.a.

Renters

32.2%

65.0% owner-occupier

Median age

39.0 yrs

Unemployment

5.1%

Population growth

+1.5% p.a.

Investor-owned

11.0%

of all dwellings (ATO)

Houses

83%

8% apartments

Degree qualified

32.2%

bachelor's or higher (ABS)

Work from home

12.5%

of employed residents (ABS Census)

Median lot size

780 m²

Large block

Household size

2.4 persons

avg per dwelling (ABS Census)

Short-term rental

1.6%

Mostly long-term tenants

Market activity

Distance to CBD

129.0 km

Regional

Days on market

44 days

Normal turnover

Auction clearance

46.1%

Buyer's market

Walkability

6 / 100

Car-dependent

Coastal proximity

25.0 km

Coastal fringe

NBN technology

Fixed Wireless

Regional — wireless tower

Population density

1,352/km²

Suburban

Schools in postcode 2323

🏫6 Primary🎓2 Secondary📚4 Combined2 Special
ACARA 2025

🏫Primary (6)

St Joseph's Primary School

Catholic · Yrs K-6

ICSEA 1063

Ashtonfield Public School

Government · Yrs K-6

ICSEA 1008

Maitland East Public School

Government · Yrs K-6

ICSEA 975

Mulbring Public School

Government · Yrs K-6

ICSEA 954

Tenambit Public School

Government · Yrs K-6

ICSEA 893

Metford Public School

Government · Yrs K-6

ICSEA 887

🎓Secondary (2)

Maitland Grossmann High School

Government · Yrs 7-12

ICSEA 960

Maitland High School

Government · Yrs 7-12

ICSEA 947

📚Combined (4)

Hunter Valley Grammar School

Independent · Yrs K-12

ICSEA 1134

Maitland Christian School

Independent · Yrs K-12

ICSEA 1047

Linuwel School Ltd

Independent · Yrs K-12

ICSEA 1041

OneSchool Global NSW - Maitland

Independent · Yrs 3-12

ICSEA 975

Special (2)

Arise Christian College

Independent · Yrs U

ICSEA 971

Hunter River Community School

Government · Yrs U

ICSEA 958

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe
95/ 100

0.6 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Average
987ICSEA · national avg 1000

14 schools in postcode area

Source: ACARA My School 2025

Transit access

Good
44/ 100
🚆 1 train🚌 9 bus

Source: State GTFS feeds

Gentrification signal

35

/ 100

Early signs

Early-stage signals only. Watch for rising rents, new café activity, and building application increases as leading indicators.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

low

Source: State GIS flood zone data

🔥

Bushfire risk

medium

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

low

Coastal exposure + state climate

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Location

Properties in MOUNT VINCENT

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