NSW2089· Pop. 11,491North Sydney

NEUTRAL BAY

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$1,450,000

NSW VG · 2026

Rent yield

3.2%

computed from govt data

Annual growth

15.9%

annualised from govt data

Vacancy rate

1.3%

modelled estimate

AI insights for NEUTRAL BAY

Investment analysis, risks & comparisons

PREMIUM

NEUTRAL BAY shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from NSW VG · 2026 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$880/wk

NSW Fair Trading · Apr 2026

Demand change

+3.0%

annual shift

Yield × growth index

9.6

combined signal

Net yield (est.)

0.53%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

-0.4%

est. compound, long-run avg

10-yr growth (CAGR)

+7.0%

est. compound, long-run avg

Rental demand

48 / 100

Moderate demand

Supply pipeline

Est.

2.6%

new dwellings approved / stock · Modelled estimate

Moderate supply

5-year price history

2020

$1300k

2021

$1480k

2022

$1282k

2023

$1320k

2024

$1578k

2025

$1251k

2026

$1450k

Source: NSW VG · 2026 · all sources

Market overview

NEUTRAL BAY is a metropolitan NSW suburb with strong capital growth momentum and lower rental yield. Strong infrastructure, employment access, and lifestyle amenities support ongoing investment demand.

Highlights

Metro NSW suburb with strong infrastructure and transport
Rental yield 3.2% with stable tenant demand
High annual growth of 15.9% — outperforming state average
Very low vacancy rate — high rental demand

Risk factors

High entry price may limit buyer pool
Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$2,469/wk

$75k taxable p.a.

Renters

52.2%

45.7% owner-occupier

Median age

38.0 yrs

Unemployment

3.5%

Population growth

+1.0% p.a.

Investor-owned

18.0%

of all dwellings (ATO)

Houses

43%

51% apartments

Degree qualified

48.6%

bachelor's or higher (ABS)

Work from home

23.9%

of employed residents (ABS Census)

Median lot size

320 m²

Compact block

Household size

2.3 persons

avg per dwelling (ABS Census)

Short-term rental

17.9%

High Airbnb activity

Market activity

Distance to CBD

3.5 km

Inner city

Days on market

23 days

Fast-moving market

Auction clearance

57.5%

Balanced market

Walkability

17 / 100

Car-dependent

Coastal proximity

3.5 km

Near coast

NBN technology

FTTP

Fastest — full fibre to premises

Population density

5,185/km²

Very dense urban

Schools in postcode 2089

🏫1 Primary

ACARA 2025

🏫Primary (1)

Neutral Bay Public School

Government · Yrs K-6

ICSEA 1169

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe

90/ 100

1.1 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Top tier

1169ICSEA · national avg 1000

1 school in postcode area

Source: ACARA My School 2025

Transit access

Excellent

79/ 100

🚆 3 train🚃 3 tram🚌 34 bus

Source: State GTFS feeds

Gentrification signal

/ 100

Moderate momentum

Moderate indicators of demographic change. Young professionals, rising degree rates, and reasonable transit suggest gradual improvement.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

none

Source: State GIS flood zone data

🔥

Bushfire risk

none

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

high

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

Properties in NEUTRAL BAY

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