PHILLIP BAY
Investor score
50
Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.
Median price
$1,180,000
NSW VG · 2026
Rent yield
5.2%
computed from govt data
Annual growth
-43.8%
annualised from govt data
Vacancy rate
2.1%
modelled estimate
AI insights for PHILLIP BAY
Investment analysis, risks & comparisons
PHILLIP BAY shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.
Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.
Median rent
$1,170/wk
NSW Fair Trading · Apr 2026
Demand change
+2.9%
annual shift
Yield × growth index
-19.3
combined signal
Net yield (est.)
1.50%
after mgmt, rates, insurance, maintenance
5-yr growth (CAGR)
+0.5%
est. compound, long-run avg
10-yr growth (CAGR)
+7.2%
est. compound, long-run avg
Rental demand
45 / 100
Moderate demand
Supply pipeline
Est.2.7%
new dwellings approved / stock · Modelled estimate
Moderate supply
5-year price history
Source: NSW VG · 2026 · all sources
Market overview
PHILLIP BAY is a metropolitan NSW suburb with moderate capital growth momentum and high rental yield. Strong infrastructure, employment access, and lifestyle amenities support ongoing investment demand.
Highlights
- Metro NSW suburb with strong infrastructure and transport
- Strong rental yield of 5.2%
- Access to national transport network and amenities
Risk factors
- High entry price may limit buyer pool
- Below-average growth — limited capital appreciation signal
- Subject to broader interest rate and economic conditions
Community profile
Source: ABS Census 2021 · ATO 2022–23Median household income
$2,050/wk
$74k taxable p.a.
Renters
41.9%
55.2% owner-occupier
Median age
39.0 yrs
Unemployment
3.6%
Population growth
+0.9% p.a.
Investor-owned
20.0%
of all dwellings (ATO)
Houses
32%
53% apartments
Degree qualified
52.3%
bachelor's or higher (ABS)
Work from home
27.1%
of employed residents (ABS Census)
Median lot size
200 m²
Compact block
Household size
2.3 persons
avg per dwelling (ABS Census)
Short-term rental
16.5%
High Airbnb activity
Market activity
Distance to CBD
11.5 km
Middle ring
Days on market
27 days
Normal turnover
Auction clearance
58.9%
Balanced market
Walkability
7 / 100
Car-dependent
Coastal proximity
6.0 km
Near coast
NBN technology
FTTPFastest — full fibre to premises
Population density
6,712/km²
Very dense urban
Schools in postcode 2036
🏫Primary (7)
St Andrew's Catholic Primary School
Catholic · Yrs K-6
Sacred Heart Catholic Primary School Matraville
Catholic · Yrs K-6
Malabar Public School
Government · Yrs K-6
Matraville Public School
Government · Yrs K-6
Chifley Public School
Government · Yrs K-6
Matraville Soldiers Settlement Public School
Government · Yrs P-6
La Perouse Public School
Government · Yrs K-6
🎓Secondary (1)
Matraville Sports High School
Government · Yrs 7-12
ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.
Liveability & safety
Safety index
High crime14.9 offences / 100 persons
Source: NSW BOCSAR · 2024-25
School quality
Average8 schools in postcode area
Source: ACARA My School 2025
Transit access
GoodSource: State GTFS feeds
Gentrification signal
48
/ 100
Moderate indicators of demographic change. Young professionals, rising degree rates, and reasonable transit suggest gradual improvement.
Composite: education premium · youth cohort · rental activity · price gap · transit quality
Environmental risk
Flood risk
Source: State GIS flood zone data
Bushfire risk
Source: CFA / RFS / DFES zone data
Storm risk
Coastal exposure + state climate
Live suburb intelligence
Fetching live data…Location
Properties in PHILLIP BAY
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