NSW4380· Pop. 65Tenterfield

RUBY CREEK

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

Liveability score

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

Real

$705,000

NSW VG · 2025

Rent yield

Real

1.8%

computed from govt data

Annual growth

Real

-2.7%

annualised from govt data

Vacancy rate

Est.

1.3%

modelled estimate

AI insights for RUBY CREEK

Investment analysis, risks & comparisons

PREMIUM

RUBY CREEK shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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AI suburb reportPREMIUM

A shareable, printable analysis of RUBY CREEK — investment outlook, liveability, risks & who it suits.

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Compare RUBY CREEK with nearby suburbs

Side-by-side on price, yield, growth, schools, safety & more.

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What people who know RUBY CREEK say

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Median price sourced from NSW VG · 2025 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$250/wk

NSW Fair Trading · Apr 2026

Demand change

+2.5%

annual shift

Yield × growth index

-0.4

combined signal

Net yield (est.)

2.46%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+2.6%

est. compound, long-run avg

10-yr growth (CAGR)

+6.0%

est. compound, long-run avg

Rental demand

48 / 100

Moderate demand

Supply pipeline

Est.

1.0%

new dwellings approved / stock · Modelled estimate

Low supply pressure

5-year price history

2022

$765k

2025

$705k

Source: NSW VG · 2025 · all sources

Market overview

RUBY CREEK is a NSW suburb offering lower rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

Rental yield 1.8% with stable tenant demand
Very low vacancy rate — high rental demand
Access to national transport network and amenities

Risk factors

Below-average growth — limited capital appreciation signal
Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$1,035/wk

$42k taxable p.a.

Renters

25.0%

70.9% owner-occupier

Median age

50.0 yrs

Unemployment

5.9%

Population growth

+0.7% p.a.

Investor-owned

13.0%

of all dwellings (ATO)

Houses

89%

3% apartments

Degree qualified

15.4%

bachelor's or higher (ABS)

Work from home

18.3%

of employed residents (ABS Census)

Median lot size

2.9 ha

Large block

Household size

2.6 persons

avg per dwelling (ABS Census)

Short-term rental

2.7%

Mostly long-term tenants

Market activity

Distance to CBD

588.0 km

Regional

Days on market

39 days

Normal turnover

Auction clearance

29.4%

Buyer's market

Walkability

0 / 100

Car-dependent

Coastal proximity

151.7 km

Inland

NBN technology

Satellite

Remote — satellite connection

Population density

123/km²

Low density

Schools in postcode 4380

🏫5 Primary🎓1 Secondary📚1 Combined

ACARA 2025

🏫Primary (5)

Greenlands State School