NSW2431· Pop. 5,628Kempsey

SOUTH WEST ROCKS

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

40

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$720,000

NSW VG · 2026

Rent yield

3.8%

computed from govt data

Annual growth

-25.0%

annualised from govt data

Vacancy rate

1.6%

modelled estimate

AI insights for SOUTH WEST ROCKS

Investment analysis, risks & comparisons

PREMIUM

SOUTH WEST ROCKS shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

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Median price sourced from NSW VG · 2026 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$520/wk

NSW Fair Trading · Apr 2026

Demand change

+2.1%

annual shift

Yield × growth index

-10.6

combined signal

Net yield (est.)

3.08%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+25.6%

est. compound, long-run avg

10-yr growth (CAGR)

+4.7%

est. compound, long-run avg

Rental demand

46 / 100

Moderate demand

Supply pipeline

Est.

3.2%

new dwellings approved / stock · Modelled estimate

Moderate supply

5-year price history

2020
$470k
2021
$230k
2022
$730k
2023
$695k
2024
$650k
2025
$960k
2026
$720k

Source: NSW VG · 2026 · all sources

Market overview

SOUTH WEST ROCKS is a NSW suburb offering moderate rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

  • Rental yield 3.8% with stable tenant demand
  • Access to national transport network and amenities

Risk factors

  • Below-average growth — limited capital appreciation signal
  • Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$997/wk

$51k taxable p.a.

Renters

22.9%

74.5% owner-occupier

Median age

58.0 yrs

Unemployment

4.4%

Population growth

+1.3% p.a.

Investor-owned

15.0%

of all dwellings (ATO)

Houses

87%

4% apartments

Degree qualified

31.9%

bachelor's or higher (ABS)

Work from home

12.0%

of employed residents (ABS Census)

Median lot size

1.3 ha

Large block

Household size

2.6 persons

avg per dwelling (ABS Census)

Short-term rental

1.1%

Mostly long-term tenants

Market activity

Distance to CBD

370.3 km

Regional

Days on market

75 days

Slower market

Auction clearance

31.5%

Buyer's market

Walkability

0 / 100

Car-dependent

Coastal proximity

70.2 km

Inland

NBN technology

FTTN

Standard — fibre to node

Population density

62/km²

Rural / semi-rural

Schools in postcode 2431

🏫1 Primary
ACARA 2025

🏫Primary (1)

South West Rocks Public School

Government · Yrs K-6

ICSEA 952

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

High crime
0/ 100

27.2 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Average
952ICSEA · national avg 1000

1 school in postcode area

Source: ACARA My School 2025

Transit access

Car-dependent
12/ 100
🚆 0 train🚌 5 bus

Source: State GTFS feeds

Gentrification signal

15

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

high

Source: State GIS flood zone data

🔥

Bushfire risk

high

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

low

Coastal exposure + state climate

Live suburb intelligence

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Location

Properties in SOUTH WEST ROCKS

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