NSW2370· Pop. 7,785Armidale

SWAN VALE

EstablishedSteady performer with reliable demand and moderate capital growth

Investor score

Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.

Median price

$495,000

NSW VG · 2026

Rent yield

3.7%

computed from govt data

Annual growth

8.8%

annualised from govt data

Vacancy rate

1.2%

modelled estimate

AI insights for SWAN VALE

Investment analysis, risks & comparisons

PREMIUM

SWAN VALE shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.

Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.

AI insights locked

Investment analysis · Risk assessment · Suburb comparisons

Unlock with Premium

Median price sourced from NSW VG · 2026 — real government transaction data. Growth, demand and vacancy figures remain modelled estimates.

Median rent

$350/wk

NSW Fair Trading · Apr 2026

Demand change

+1.2%

annual shift

Yield × growth index

6.2

combined signal

Net yield (est.)

2.17%

after mgmt, rates, insurance, maintenance

5-yr growth (CAGR)

+12.5%

est. compound, long-run avg

10-yr growth (CAGR)

+3.8%

est. compound, long-run avg

Rental demand

42 / 100

Moderate demand

Supply pipeline

Est.

0.4%

new dwellings approved / stock · Modelled estimate

Low supply pressure

5-year price history

2020

$230k

2021

$275k

2022

$340k

2023

$346k

2024

$408k

2025

$455k

2026

$495k

Source: NSW VG · 2026 · all sources

Market overview

SWAN VALE is a NSW suburb offering moderate rental yield and strong price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.

Highlights

Rental yield 3.7% with stable tenant demand
High annual growth of 8.8% — outperforming state average
Very low vacancy rate — high rental demand
Access to national transport network and amenities

Risk factors

Subject to broader interest rate and economic conditions

Community profile

Source: ABS Census 2021 · ATO 2022–23

Median household income

$955/wk

$41k taxable p.a.

Renters

26.5%

68.4% owner-occupier

Median age

48.0 yrs

Unemployment

3.9%

Population growth

+0.6% p.a.

Investor-owned

12.0%

of all dwellings (ATO)

Houses

87%

4% apartments

Degree qualified

28.8%

bachelor's or higher (ABS)

Work from home

11.6%

of employed residents (ABS Census)

Median lot size

1.2 ha

Large block

Household size

2.5 persons

avg per dwelling (ABS Census)

Short-term rental

3.5%

Some Airbnb activity

Market activity

Distance to CBD

463.7 km

Regional

Days on market

68 days

Slower market

Auction clearance

30.9%

Buyer's market

Walkability

0 / 100

Car-dependent

Coastal proximity

135.0 km

Inland

NBN technology

FTTC

Good — fibre to curb

Population density

152/km²

Low density

Schools in postcode 2370

🏫5 Primary🎓1 Secondary

ACARA 2025

🏫Primary (5)

St Joseph's Primary School

Catholic · Yrs K-6

ICSEA 1042

Wytaliba Public School

Government · Yrs K-6

ICSEA 923

Glen Innes Public School

Government · Yrs K-6

ICSEA 903

Glen Innes West Infants School

Government · Yrs K-2

ICSEA 898

Red Range Public School

Government · Yrs K-6

ICSEA 858

🎓Secondary (1)

Glen Innes High School

Government · Yrs 7-12

ICSEA 926

ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.

Liveability & safety

Safety index

Safe

83/ 100

1.8 offences / 100 persons

Source: NSW BOCSAR · 2024-25

School quality

Below average

925ICSEA · national avg 1000

6 schools in postcode area

Source: ACARA My School 2025

Transit access

Car-dependent

6/ 100

🚆 0 train🚌 2 bus

Source: State GTFS feeds

Gentrification signal

/ 100

Stable / no signal

Established suburb with stable demographics. Consistent demand but lower gentrification upside.

Composite: education premium · youth cohort · rental activity · price gap · transit quality

Environmental risk

🌊

Flood risk

low

Source: State GIS flood zone data

🔥

Bushfire risk

medium

Source: CFA / RFS / DFES zone data

⛈️

Storm risk

none

Coastal exposure + state climate

Live suburb intelligence

Fetching live data…

Location

Properties in SWAN VALE

View listings

Local professionals

Connect with agents and building inspectors who operate in SWAN VALE. Ask about off-market opportunities, rental appraisals, or arrange a building inspection.

Create a free account to message agents and inspectors directly.

Premium feature

Full suburb intelligence is available to Premium subscribers. Unlock unlimited research, scoring, and market signals.

Upgrade to Premium