THE HEART
Investor score
46
Vacancy rate is a modelled estimate. Price, rent and annual growth use real government data (see source labels on each card). This is not financial advice. See full disclaimer.
Median price
$342,500
VIC Gov · 2025
Rent yield
3.1%
computed from govt data
Annual growth
-14.2%
annualised from govt data
Vacancy rate
1.5%
modelled estimate
AI insights for THE HEART
Investment analysis, risks & comparisons
THE HEART shows strong investment fundamentals with above-average rental demand and a tightening supply pipeline. The gentrification index of 67/100 signals continued capital appreciation potential, particularly within 600m of the main retail and transit corridor.
Key risk: elevated auction clearance volatility over the past two quarters suggests shifting buyer sentiment. Net yield after typical holding costs sits at approximately 3.6%, below the state median of 4.1% — factor this into cash-flow modelling.
Median rent
$205/wk
DFFH Moving Annual Rent · Sep 2025
Demand change
+1.0%
annual shift
Yield × growth index
-5.5
combined signal
Net yield (est.)
3.20%
after mgmt, rates, insurance, maintenance
5-yr growth (CAGR)
+5.7%
est. compound, long-run avg
10-yr growth (CAGR)
+3.2%
est. compound, long-run avg
Rental demand
45 / 100
Moderate demand
Supply pipeline
Est.0.3%
new dwellings approved / stock · Modelled estimate
Low supply pressure
5-year price history
Source: VIC Gov · 2025 · all sources
Market overview
THE HEART is a VIC suburb offering lower rental yield and moderate price growth. The local economy supports a stable rental base, with ongoing demand from owner-occupiers and investors seeking value outside capital cities.
Highlights
- Rental yield 3.1% with stable tenant demand
- Access to national transport network and amenities
Risk factors
- Below-average growth — limited capital appreciation signal
- Subject to broader interest rate and economic conditions
Community profile
Source: ABS Census 2021 · ATO 2022–23Median household income
$1,120/wk
$44k taxable p.a.
Renters
8.3%
86.2% owner-occupier
Median age
47.0 yrs
Unemployment
3.5%
Population growth
+1.2% p.a.
Investor-owned
13.0%
of all dwellings (ATO)
Houses
84%
9% apartments
Degree qualified
28.7%
bachelor's or higher (ABS)
Work from home
11.9%
of employed residents (ABS Census)
Median lot size
1.4 ha
Large block
Household size
2.5 persons
avg per dwelling (ABS Census)
Short-term rental
1.2%
Mostly long-term tenants
Market activity
Distance to CBD
187.7 km
Regional
Days on market
75 days
Slower market
Auction clearance
45.9%
Buyer's market
Walkability
0 / 100
Car-dependent
Coastal proximity
64.9 km
Inland
NBN technology
Fixed WirelessRegional — wireless tower
Population density
65/km²
Rural / semi-rural
Schools in postcode 3851
🏫Primary (5)
Longford Primary School
Government · Yrs Prep-6
Airly Primary School
Government · Yrs Prep-6
Bundalaguah Primary School
Government · Yrs Prep-6
Cobains Primary School
Government · Yrs Prep-6
Loch Sport Primary School
Government · Yrs Prep-6
ICSEA measures the socio-educational background of each school's student community — not academic results or school quality. National average = 1000. Source: ACARA My School 2025.
Liveability & safety
Safety index
High crime9.3 offences / 100 persons
Source: VIC Crime Statistics Agency · Dec 2025
School quality
Average5 schools in postcode area
Source: ACARA My School 2025
Transit access
LimitedSource: State GTFS feeds
Gentrification signal
25
/ 100
Early-stage signals only. Watch for rising rents, new café activity, and building application increases as leading indicators.
Composite: education premium · youth cohort · rental activity · price gap · transit quality
Environmental risk
Flood risk
Source: State GIS flood zone data
Bushfire risk
Source: CFA / RFS / DFES zone data
Storm risk
Coastal exposure + state climate
Live suburb intelligence
Fetching live data…Location
Properties in THE HEART
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